{"id":4131,"date":"2025-07-14T14:38:25","date_gmt":"2025-07-14T14:38:25","guid":{"rendered":"https:\/\/stavangeram.com\/?p=4131"},"modified":"2025-09-15T09:43:40","modified_gmt":"2025-09-15T09:43:40","slug":"vi-gir-bort-25-milliarder-kroner-til-banken-hvert-ar","status":"publish","type":"post","link":"https:\/\/stavangeram.com\/nb\/vi-gir-bort-25-milliarder-kroner-til-banken-hvert-ar\/","title":{"rendered":"Vi GIR BORT 25-30 milliarder kroner til banken hvert \u00e5r!"},"content":{"rendered":"

 <\/p>\n

Fredag 11. juli kunne vi h\u00f8re p\u00e5 NRK at vi nordmenn n\u00e5 har rekordmye penger st\u00e5ende p\u00e5 bankkonto \u2013 uten \u00e5 f\u00e5 en eneste krone i rente.
\nHele 500 milliarder kroner st\u00e5r parkert i norske banker til 0 % rente. Det tilsvarer nesten 100.000 kroner per nordmann, og vi gir i praksis banken 5.000 kroner i \u00e5ret \u2013 hver.<\/p>\n

Hvordan? Ved \u00e5 la sparepengene v\u00e5re st\u00e5 i ro ute \u00e5 gj\u00f8re noen ting.<\/p>\n

Ja \u2013 dette er god butikk for banken<\/p>\n

N\u00e5r NRK sp\u00f8r DNB om det virkelig er god bankdrift \u00e5 gi kundene 0 % rente, f\u00e5r de et vagt og svada-preget svar. Men vi kan v\u00e6re \u00e6rlige:
\nJa \u2013 dette er str\u00e5lende bankdrift.
\nFor bankene betyr det 25 milliarder kroner i gratis inntekter i \u00e5ret. Uten risiko. Uten innsats. Uten at de trenger \u00e5 l\u00f8fte en finger. Det er kundene \u2013 deg og meg \u2013 som betaler dem dette.<\/p>\n

Er det bankens feil?<\/p>\n

Nei. Vi kan ikke skylde p\u00e5 bankene for dette.
\nFeilen er v\u00e5r egen passivitet.
\nVi m\u00e5 selv ta ansvar for pengene v\u00e5re og plassere dem mer fornuftig.<\/p>\n

S\u00e5 hva kan du gj\u00f8re? Enkelt:<\/p>\n

Lag en grunnleggende plan for \u00f8konomien din:<\/p>\n

    \n
  1. Hva trenger du til daglige utgifter?
    \n\ud83d\udc49 Brukskonto \u2013 sjekk beste betingelser: Finansportalen.no\/bank<\/a><\/li>\n
  2. Hva b\u00f8r du ha i buffer?
    \n\ud83d\udc49 Sparekonto \u2013 for bilreparasjon, ny vaskemaskin osv.
    \nSjekk rentene her ogs\u00e5:     Finansportalen.no\/bank<\/a><\/li>\n
  3. Hva kan du spare p\u00e5 lengre sikt?
    \n\ud83d\udc49 Langsiktig sparing \u2013 her b\u00f8r pengene jobbe for deg, ikke for banken.
    \nMed litt t\u00e5lmodighet kan du forvente 5\u201310 % \u00e5rlig avkastning, gitt en horisont p\u00e5 3 \u00e5r+.
    \nSnakk med oss om mulighetsrommet: ekp@stavangeram.com<\/li>\n<\/ol>\n

    Har du kapital uten umiddelbare behov st\u00e5ende?<\/p>\n

    Ikke gi inntekten til bankene!
    \nSjekk mulighetene dine \u2013 og begynn med mer fornuftig plassering i dag.<\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

     <\/p>\n

    Enhver investering i finansielle instrumenter inneb\u00e6rer en risiko for tap, s\u00e5 ogs\u00e5 ved aktiv forvaltning av kundens portef\u00f8lje.
    \nUheldige svingninger i markedet kan medf\u00f8re at den enkelte kunden ikke f\u00e5r tilbakebetalt det investerte bel\u00f8pet.
    \nNoon Invest AS p\u00e5tar seg intet ansvar for verdiutviklingen av kundens portef\u00f8lje, med mindre forvaltningen har v\u00e6rt uaktsom eller i strid med avtaler for\u00f8vrig.<\/p>","protected":false},"excerpt":{"rendered":"

      Fredag 11. juli kunne vi h\u00f8re p\u00e5 NRK at vi nordmenn n\u00e5 har rekordmye penger st\u00e5ende p\u00e5 bankkonto \u2013 uten \u00e5 f\u00e5 en eneste krone i rente. Hele 500 milliarder kroner st\u00e5r parkert i norske banker til 0 % rente. Det tilsvarer nesten 100.000 kroner per nordmann, og vi gir i praksis banken 5.000 […]<\/p>\n","protected":false},"author":5,"featured_media":4135,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[60],"tags":[],"class_list":["post-4131","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blogpost"],"yoast_head":"\nVi GIR BORT 25-30 milliarder kroner til banken hvert \u00e5r! - Stavanger Asset Management<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/stavangeram.com\/nb\/vi-gir-bort-25-milliarder-kroner-til-banken-hvert-ar\/\" \/>\n<meta property=\"og:locale\" content=\"nb_NO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vi GIR BORT 25-30 milliarder kroner til banken hvert \u00e5r! - Stavanger Asset Management\" \/>\n<meta property=\"og:description\" content=\"  Fredag 11. juli kunne vi h\u00f8re p\u00e5 NRK at vi nordmenn n\u00e5 har rekordmye penger st\u00e5ende p\u00e5 bankkonto \u2013 uten \u00e5 f\u00e5 en eneste krone i rente. Hele 500 milliarder kroner st\u00e5r parkert i norske banker til 0 % rente. Det tilsvarer nesten 100.000 kroner per nordmann, og vi gir i praksis banken 5.000 […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/stavangeram.com\/nb\/vi-gir-bort-25-milliarder-kroner-til-banken-hvert-ar\/\" \/>\n<meta property=\"og:site_name\" content=\"Stavanger Asset Management\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-14T14:38:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-15T09:43:40+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/stavangeram.com\/wp-content\/uploads\/2025\/07\/Front.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1615\" \/>\n\t<meta property=\"og:image:height\" content=\"833\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Even Krohn-Pettersen\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Skrevet av\" \/>\n\t<meta name=\"twitter:data1\" content=\"Even Krohn-Pettersen\" \/>\n\t<meta name=\"twitter:label2\" content=\"Ansl. lesetid\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutter\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/stavangeram.com\\\/vi-gir-bort-25-milliarder-kroner-til-banken-hvert-ar\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/stavangeram.com\\\/vi-gir-bort-25-milliarder-kroner-til-banken-hvert-ar\\\/\"},\"author\":{\"name\":\"Even Krohn-Pettersen\",\"@id\":\"https:\\\/\\\/stavangeram.com\\\/#\\\/schema\\\/person\\\/f325f8cfccab9aed55d0147ce3a925e0\"},\"headline\":\"Vi GIR BORT 25-30 milliarder kroner til banken hvert \u00e5r!\",\"datePublished\":\"2025-07-14T14:38:25+00:00\",\"dateModified\":\"2025-09-15T09:43:40+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/stavangeram.com\\\/vi-gir-bort-25-milliarder-kroner-til-banken-hvert-ar\\\/\"},\"wordCount\":369,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/stavangeram.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/stavangeram.com\\\/vi-gir-bort-25-milliarder-kroner-til-banken-hvert-ar\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/stavangeram.com\\\/wp-content\\\/uploads\\\/2025\\\/07\\\/Front.jpg\",\"articleSection\":[\"Blogpost\"],\"inLanguage\":\"nb-NO\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/stavangeram.com\\\/vi-gir-bort-25-milliarder-kroner-til-banken-hvert-ar\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/stavangeram.com\\\/vi-gir-bort-25-milliarder-kroner-til-banken-hvert-ar\\\/\",\"url\":\"https:\\\/\\\/stavangeram.com\\\/vi-gir-bort-25-milliarder-kroner-til-banken-hvert-ar\\\/\",\"name\":\"Vi GIR BORT 25-30 milliarder kroner til banken hvert \u00e5r! 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